1. When you see a significant market downturn, how do you usually react?

I buy more when prices drop. I hold my investments and wait for a recovery. I become cautious and might sell a bit. I quickly sell to avoid further losses.

2. How do you view investment losses?

I accept losses as part of investing and see them as opportunities. I feel uncomfortable but stay committed to my plan. I worry and consider adjusting my portfolio. I get very anxious and try to avoid any losses.

3. What is your time horizon for investing?

20+ years 15–20 years 10–15 years 5–10 years

4. How important is capital preservation to you?

I am willing to risk my principal for higher returns. I prefer a balanced approach with some risk. I prioritize preserving capital but accept some risk. I want to avoid any risk of loss.

5. When evaluating an investment, how do you weigh potential returns versus risks?

I focus almost exclusively on high potential returns. I lean more towards returns while still considering risks. I try to balance both factors equally. I focus mainly on minimizing risks.

6. How do you feel about staying informed on market trends and research?

I actively follow market trends and dive deep into research. I regularly check market news and updates. I check occasionally but mostly stick to a set plan. I rely on basic advice and rarely monitor the market.

7. How do you react if your portfolio experiences a short-term loss of 15%?

I see it as a buying opportunity and invest more. I hold steady and wait for a recovery. I become cautious and may reduce my exposure slightly. I get worried and consider selling some investments.

8. What is your approach to investment diversification?

I actively seek high-risk, high-return opportunities across sectors. I balance my portfolio with a mix of risk levels. I maintain a relatively stable portfolio with some diversification. I prefer a conservative mix with minimal exposure to high risk.

9. How often do you adjust your investment portfolio?

I actively rebalance my portfolio to capture market opportunities. I review and adjust my portfolio periodically. I make changes only during significant market events. I rarely change my investments and stick to a fixed plan.

10. How do you decide when to take profits or cut losses?

I use a dynamic strategy that adapts quickly to market changes. I have set guidelines but adjust as needed. I follow a traditional approach with predefined limits. I rely on conservative rules and rarely deviate from them.

Investor Risk Assessment Questionnaire